Why choose a hfinance Sydney mortgage broker?
Sydney offers so much, for so many including families, young couples, first home buyers, expatriates, and retirees. Largely due to its culture, arts, food, natural attractions, and world-class beaches.
Add in the Sydney Opera House, Sydney Harbour Bridge, state of the art sporting facilities, and shopping centers – there is something for everyone in Sydney.
Teaming yourself with a local professional mortgage broker will help achieve your lifestyle dreams. Whether you are moving to Sydney for the first time, upgrading, downsizing, or financing your next investment purchase.
Why choose a hfinance Sydney mortgage broker?
Sydney offers so much, for so many including families, young couples, first home buyers, expatriates, and retirees. Largely due to its culture, arts, food, natural attractions, and world-class beaches.
Add in the Sydney Opera House, Sydney Harbour Bridge, state of the art sporting facilities, and shopping centers – there is something for everyone in Sydney.
Teaming yourself with a local professional mortgage broker will help achieve your lifestyle dreams. Whether you are moving to Sydney for the first time, upgrading, downsizing, or financing your next investment purchase.
Why choose a hfinance Sydney mortgage broker?
Sydney offers so much, for so many including families, young couples, first home buyers, expatriates, and retirees. Largely due to its culture, arts, food, natural attractions, and world-class beaches.
Add in the Sydney Opera House, Sydney Harbour Bridge, state of the art sporting facilities, and shopping centers – there is something for everyone in Sydney.
Teaming yourself with a local professional mortgage broker will help achieve your lifestyle dreams. Whether you are moving to Sydney for the first time, upgrading, downsizing, or financing your next investment purchase.
hfinance Sydney Broker Services
Here’s a behind-the-scenes look at our process applying for and settling a mortgage with hfinance.
hfinance Sydney Broker Services
Here’s a behind-the-scenes look at our process applying for and settling a mortgage with hfinance.
Sydney mortgage broker assisting first home buyers
You may be a first home buyer looking to find and secure your first property. It can be a little daunting
with all the financial jargon and not sure of the steps involved in applying for your first loan.
You can download our free step by step guide for first home buyers here. When you are ready for a
chat, you can contact us to arrange an appointment.
Perhaps you have been searching for that perfect first home for some time, or just started the process.
We take the time to sit down with a first home buyer, to ensure they understand the process.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally, we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Sydney mortgage broker assisting first home buyers
You may be a first home buyer looking to find and secure your first property. It can be a little daunting
with all the financial jargon and not sure of the steps involved in applying for your first loan.
You can download our free step by step guide for first home buyers here. When you are ready for a
chat, you can contact us to arrange an appointment.
Perhaps you have been searching for that perfect first home for some time, or just started the process.
We take the time to sit down with a first home buyer, to ensure they understand the process.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally, we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Sydney mortgage broker assisting first home buyers
You may be a first home buyer looking to find and secure your first property. It can be a little daunting
with all the financial jargon and not sure of the steps involved in applying for your first loan.
You can download our free step by step guide for first home buyers here. When you are ready for a
chat, you can contact us to arrange an appointment.
Perhaps you have been searching for that perfect first home for some time, or just started the process.
We take the time to sit down with a first home buyer, to ensure they understand the process.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally, we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Understanding the Sydney property market
Sydney is an international real estate market. It attracts the interest of local residents, investors, and
international investors.
You could be a young family seeking to tap into some of your equity to renovate your home, purchase a
bigger family car, or take the kids on an unbelievable holiday.
Perhaps you have made the decision to relocate to Sydney, and your financial history is a little
complicated. You started a new job or a new role in Sydney, we can assist in ensuring you have access to
the right mortgage products from our over 30 Australian lenders.
Whatever your financial situation looks like, hfinance will ensure a smooth process from initial
consultation all the way to settlement of your loan.
This includes liaising with your real estate agent, solicitor, accountant, or financial planner. We also
have a trusted network of professionals that we can make introductions with to assist with the
purchasing journey.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally,
we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Understanding the Sydney property market
Sydney is an international real estate market. It attracts the interest of local residents, investors, and
international investors.
You could be a young family seeking to tap into some of your equity to renovate your home, purchase a
bigger family car, or take the kids on an unbelievable holiday.
Perhaps you have made the decision to relocate to Sydney, and your financial history is a little
complicated. You started a new job or a new role in Sydney, we can assist in ensuring you have access to
the right mortgage products from our over 30 Australian lenders.
Whatever your financial situation looks like, hfinance will ensure a smooth process from initial
consultation all the way to settlement of your loan.
This includes liaising with your real estate agent, solicitor, accountant, or financial planner. We also
have a trusted network of professionals that we can make introductions with to assist with the
purchasing journey.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally,
we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Understanding the Sydney property market
Sydney is an international real estate market. It attracts the interest of local residents, investors, and
international investors.
You could be a young family seeking to tap into some of your equity to renovate your home, purchase a
bigger family car, or take the kids on an unbelievable holiday.
Perhaps you have made the decision to relocate to Sydney, and your financial history is a little
complicated. You started a new job or a new role in Sydney, we can assist in ensuring you have access to
the right mortgage products from our over 30 Australian lenders.
Whatever your financial situation looks like, hfinance will ensure a smooth process from initial
consultation all the way to settlement of your loan.
This includes liaising with your real estate agent, solicitor, accountant, or financial planner. We also
have a trusted network of professionals that we can make introductions with to assist with the
purchasing journey.
Working out your borrowing capacity and an applicable plan to secure your first home. Additionally,
we will discuss the different loan features and how they will benefit your specific property
ownership goals.
Returning to Sydney as an Australian expat
Welcome home. As Australian living abroad, this can impact how you can obtain finance in Australia.
Will lenders accept your overseas employment history or the foreign currency you were paid in?
Luckily, we are experts in dealing with Australian expat mortgages. We take the time to understand
your situation and tailor credit advice that is suitable for your goals. It could be a new job or you could
be continuing to be paid foreign income whilst living in Australia.
With our panel of lenders, we will find a suitable credit solution for your Australian expat needs.
Returning to Sydney as an Australian expat
Welcome home. As Australian living abroad, this can impact how you can obtain finance in Australia.
Will lenders accept your overseas employment history or the foreign currency you were paid in?
Luckily, we are experts in dealing with Australian expat mortgages. We take the time to understand
your situation and tailor credit advice that is suitable for your goals. It could be a new job or you could
be continuing to be paid foreign income whilst living in Australia.
With our panel of lenders, we will find a suitable credit solution for your Australian expat needs.
Returning to Sydney as an Australian expat
Welcome home. As Australian living abroad, this can impact how you can obtain finance in Australia.
Will lenders accept your overseas employment history or the foreign currency you were paid in?
Luckily, we are experts in dealing with Australian expat mortgages. We take the time to understand
your situation and tailor credit advice that is suitable for your goals. It could be a new job or you could
be continuing to be paid foreign income whilst living in Australia.
With our panel of lenders, we will find a suitable credit solution for your Australian expat needs.
Migrated to Sydney with a visa
Perhaps you are a new arrival to Australia and you are seeking to purchase your first property.
Depending on your residency status, financing solutions are available. If your passport is stamped as a
Permanent Resident or a Temporary Resident – for example, some of the following visas are accepted
for Temporary Residents. 188 , 457 and TSS 482 (medium-term stream only)
You may also be looking to purchase a property with a co-borrower who is an Australian Citizen and a
Spouse/Defacto or Australian Permanent Resident Spouse/Defacto.
Speak with your Sydney mortgage broker to discuss your options.
Migrated to Sydney with a visa
Perhaps you are a new arrival to Australia and you are seeking to purchase your first property.
Depending on your residency status, financing solutions are available. If your passport is stamped as a
Permanent Resident or a Temporary Resident – for example, some of the following visas are accepted
for Temporary Residents. 188 , 457 and TSS 482 (medium-term stream only)
You may also be looking to purchase a property with a co-borrower who is an Australian Citizen and a
Spouse/Defacto or Australian Permanent Resident Spouse/Defacto.
Speak with your Sydney mortgage broker to discuss your options.
Migrated to Sydney with a visa
Perhaps you are a new arrival to Australia and you are seeking to purchase your first property.
Depending on your residency status, financing solutions are available. If your passport is stamped as a
Permanent Resident or a Temporary Resident – for example, some of the following visas are accepted
for Temporary Residents. 188 , 457 and TSS 482 (medium-term stream only)
You may also be looking to purchase a property with a co-borrower who is an Australian Citizen and a
Spouse/Defacto or Australian Permanent Resident Spouse/Defacto.
Speak with your Sydney mortgage broker to discuss your options.
Let hfinance help you
Understanding your goals and objectives
At hfinance, we will take the time to meet with you to understand your goals and objectives. This can be
over a cup of coffee, after hour meeting, via video teleconference, or simply over email.
We work in a way that is best suited to you and available 24/7 for any urgent questions.
It is important to remember that by assessing your goals and objectives, we understand both your short
and long-term personal financial goals.
From the very first coffee and chat to the completion of settlement, your goals and objectives are our
number one priority. To read more about the loan application to settlement process, click here.
Accredited mortgage brokers and panel of lenders
hfinance is FBAA (Finance Brokers Association of Australia) Accredited and hfinance have a lending
panel of over 30 lenders to choose and recommend from through our aggregator Specliast
Finance Group.
From the big four lenders including NAB, ANZ, Westpac, and CBA, to smaller banks, credit unions, and
boutique lenders such as 86400, ING, AMP, Bank of Sydney, Resimac, and Bank Australia.
There will be a loan product to meet your goals and objectives based on your current financial
situation.
We do business the way that works for you
Your local hfinance Sydney mortgage broker will tailor the way we do business that is suitable for your
lifestyle. Our standard of service includes treating you as more than a number!
We operate on your terms. Business meetings, out of hours meetings, emails, phone calls, or video
conferencing. We will conduct business in a way that works for you.
We understand that our world today is busy and complex and your local Sydney mortgage broker is
here to make your life and the whole loan application process more convenient.
Please let us know how you want to do business with us.
The banks pays the mortgage broker
So how do you know the broker is not favouring the lenders who pay the best commissions?
This has been a hot topic recently in the new and the majority of lenders pay a similar commission to
the mortgage broker, for servicing the client and introducing the loan.
Mortgage brokers are required by law to disclose the commission received by the lender for
introducing the home loan.
The details of the commissions paid are disclosed in ‘Credit Proposal’ a document required per the
National Consumer Credit Protection Act (NCCP Act), so you know exactly how much is being paid.
Your local Sydney mortgage broker can also show you the commission schedule of all the lenders
available. We believe in full transparency with our Sydney mortgage clients.
Rest assured you will not have to a fee out of pocket, for our services.
Poor credit
If you have a default listed on your credit report, this can give you a poor credit rating and banks will
decline your mortgage application. Many lenders default to credit scoring and if your credit score is
below a certain number you can be automatically declined on your mortgage.
There are lenders, however, that specialise in poor credit loans and your Sydney mortgage broker can
put you in touch with these lenders, and assist you in the loan process of dealing with non-prime
lenders.
Let hfinance help you
Understanding your goals and objectives
At hfinance, we will take the time to meet with you to understand your goals and objectives. This can be
over a cup of coffee, after hour meeting, via video teleconference, or simply over email.
We work in a way that is best suited to you and available 24/7 for any urgent questions.
It is important to remember that by assessing your goals and objectives, we understand both your short
and long-term personal financial goals.
From the very first coffee and chat to the completion of settlement, your goals and objectives are our
number one priority. To read more about the loan application to settlement process, click here.
Accredited mortgage brokers and panel of lenders
hfinance is FBAA (Finance Brokers Association of Australia) Accredited and hfinance have a lending
panel of over 30 lenders to choose and recommend from through our aggregator Specliast
Finance Group.
From the big four lenders including NAB, ANZ, Westpac, and CBA, to smaller banks, credit unions, and
boutique lenders such as 86400, ING, AMP, Bank of Sydney, Resimac, and Bank Australia.
There will be a loan product to meet your goals and objectives based on your current financial
situation.
We do business the way that works for you
Your local hfinance Sydney mortgage broker will tailor the way we do business that is suitable for your
lifestyle. Our standard of service includes treating you as more than a number!
We operate on your terms. Business meetings, out of hours meetings, emails, phone calls, or video
conferencing. We will conduct business in a way that works for you.
We understand that our world today is busy and complex and your local Sydney mortgage broker is
here to make your life and the whole loan application process more convenient.
Please let us know how you want to do business with us.
The banks pays the mortgage broker
So how do you know the broker is not favouring the lenders who pay the best commissions?
This has been a hot topic recently in the new and the majority of lenders pay a similar commission to
the mortgage broker, for servicing the client and introducing the loan.
Mortgage brokers are required by law to disclose the commission received by the lender for
introducing the home loan.
The details of the commissions paid are disclosed in ‘Credit Proposal’ a document required per the
National Consumer Credit Protection Act (NCCP Act), so you know exactly how much is being paid.
Your local Sydney mortgage broker can also show you the commission schedule of all the lenders
available. We believe in full transparency with our Sydney mortgage clients.
Rest assured you will not have to a fee out of pocket, for our services.
Poor credit
If you have a default listed on your credit report, this can give you a poor credit rating and banks will
decline your mortgage application. Many lenders default to credit scoring and if your credit score is
below a certain number you can be automatically declined on your mortgage.
There are lenders, however, that specialise in poor credit loans and your Sydney mortgage broker can
put you in touch with these lenders, and assist you in the loan process of dealing with non-prime
lenders.
Let hfinance help you
Understanding your goals and objectives
At hfinance, we will take the time to meet with you to understand your goals and objectives. This can be
over a cup of coffee, after hour meeting, via video teleconference, or simply over email.
We work in a way that is best suited to you and available 24/7 for any urgent questions.
It is important to remember that by assessing your goals and objectives, we understand both your short
and long-term personal financial goals.
From the very first coffee and chat to the completion of settlement, your goals and objectives are our
number one priority. To read more about the loan application to settlement process, click here.
Accredited mortgage brokers and panel of lenders
hfinance is FBAA (Finance Brokers Association of Australia) Accredited and hfinance have a lending
panel of over 30 lenders to choose and recommend from through our aggregator Specliast
Finance Group.
From the big four lenders including NAB, ANZ, Westpac, and CBA, to smaller banks, credit unions, and
boutique lenders such as 86400, ING, AMP, Bank of Sydney, Resimac, and Bank Australia.
There will be a loan product to meet your goals and objectives based on your current financial
situation.
We do business the way that works for you
Your local hfinance Sydney mortgage broker will tailor the way we do business that is suitable for your
lifestyle. Our standard of service includes treating you as more than a number!
We operate on your terms. Business meetings, out of hours meetings, emails, phone calls, or video
conferencing. We will conduct business in a way that works for you.
We understand that our world today is busy and complex and your local Sydney mortgage broker is
here to make your life and the whole loan application process more convenient.
Please let us know how you want to do business with us.
The banks pays the mortgage broker
So how do you know the broker is not favouring the lenders who pay the best commissions?
This has been a hot topic recently in the new and the majority of lenders pay a similar commission to
the mortgage broker, for servicing the client and introducing the loan.
Mortgage brokers are required by law to disclose the commission received by the lender for
introducing the home loan.
The details of the commissions paid are disclosed in ‘Credit Proposal’ a document required per the
National Consumer Credit Protection Act (NCCP Act), so you know exactly how much is being paid.
Your local Sydney mortgage broker can also show you the commission schedule of all the lenders
available. We believe in full transparency with our Sydney mortgage clients.
Rest assured you will not have to a fee out of pocket, for our services.
Poor credit
If you have a default listed on your credit report, this can give you a poor credit rating and banks will
decline your mortgage application. Many lenders default to credit scoring and if your credit score is
below a certain number you can be automatically declined on your mortgage.
There are lenders, however, that specialise in poor credit loans and your Sydney mortgage broker can
put you in touch with these lenders, and assist you in the loan process of dealing with non-prime
lenders.
Chat with a Sydney mortgage broker
Your local Sydney mortgage broker Jeremy Harper, is waiting to hear from you today.
With over 10 years of experience as a mortgage broker and as a Chartered Accountant, he is looking
forward to providing you with professional credit advice.
You may see him down at the next open for inspection or auction in the Sydney area or at local shops,
do not be shy and say hello.
Click here to book a coffee consultation or you can call him on 0405 118 464 or email
info@hfinance.com.au.
Chat with a Sydney mortgage broker
Your local Sydney mortgage broker Jeremy Harper, is waiting to hear from you today.
With over 10 years of experience as a mortgage broker and as a Chartered Accountant, he is looking
forward to providing you with professional credit advice.
You may see him down at the next open for inspection or auction in the Sydney area or at local shops,
do not be shy and say hello.
Click here to book a coffee consultation or you can call him on 0405 118 464 or email
info@hfinance.com.au.
Chat with a Sydney mortgage broker
Your local Sydney mortgage broker Jeremy Harper, is waiting to hear from you today.
With over 10 years of experience as a mortgage broker and as a Chartered Accountant, he is looking
forward to providing you with professional credit advice.
You may see him down at the next open for inspection or auction in the Sydney area or at local shops,
do not be shy and say hello.
Click here to book a coffee consultation or you can call him on 0405 118 464 or email
info@hfinance.com.au.
What our clients are saying
Absolutely incredible service Hfinance offered me. Jeremy was extremely helpful from start to finish. All the stress of buying my first home was taken care of by Jeremy and his reliable team. I did not have to worry about a thing. So grateful to have found Hfinance.
From start to finish, Jeremy has been an amazing mortgage broker. I am very glad I went with him to secure my finances. Myself, being based abroad, Jeremy went above and beyond in many cases to ensure that I was kept well informed at each stage of the process. Thank you very much.
As a first time home buyer and someone new to Australia we had little knowledge about how the whole mortgage process worked and Jeremy was so helpful in simplifying it. He understood our needs and looked out for our best interest. I would highly recommend Jeremy to anyone.
What our clients are saying
Absolutely incredible service Hfinance offered me. Jeremy was extremely helpful from start to finish. All the stress of buying my first home was taken care of by Jeremy and his reliable team. I did not have to worry about a thing. So grateful to have found Hfinance.
From start to finish, Jeremy has been an amazing mortgage broker. I am very glad I went with him to secure my finances. Myself, being based abroad, Jeremy went above and beyond in many cases to ensure that I was kept well informed at each stage of the process. Thank you very much.
As a first time home buyer and someone new to Australia we had little knowledge about how the whole mortgage process worked and Jeremy was so helpful in simplifying it. He understood our needs and looked out for our best interest. I would highly recommend Jeremy to anyone.
What our clients are saying
Absolutely incredible service Hfinance offered me. Jeremy was extremely helpful from start to finish. All the stress of buying my first home was taken care of by Jeremy and his reliable team. I did not have to worry about a thing. So grateful to have found Hfinance.
From start to finish, Jeremy has been an amazing mortgage broker. I am very glad I went with him to secure my finances. Myself, being based abroad, Jeremy went above and beyond in many cases to ensure that I was kept well informed at each stage of the process. Thank you very much.
As a first time home buyer and someone new to Australia we had little knowledge about how the whole mortgage process worked and Jeremy was so helpful in simplifying it. He understood our needs and looked out for our best interest. I would highly recommend Jeremy to anyone.
